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Cover Story: China’s Race to Provide for Its Aging Population

By Yu Hairong, Cheng Siwei, Yue Yue, Wu Yujian and Han Wei
2022年05月17日 12:48
As government pension funds run dry and employer benefits fall short, policymakers put renewed emphasis on personal retirement funds
China has spent more than three decades building a modern pension system around three pillars

As the world’s largest population rapidly ages, China is in a race against time to build a pension system capable of providing for its ballooning group of elderly.

About 18.9% of China’s 1.4 billion people were older than 60 as of the end of 2021. The proportion expanded by 5.64 percentage points within a year, according to data from the National Statistics Bureau. By 2025, people older than 60 will account for 20% of the population and by 2035, 30%, the Ministry of Human Resources and Social Security (MHRSS) projected.

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