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In Depth: Want a Loan? Forget the Bank, China’s Tech Giants Are at Your Service

2020年07月22日 20:37 来源于 财新网
Firms like Didi Chuxing and Meituan Dianping are using the data they hold on millions of customers to sell them loans, insurance and wealth management products
At a supermarket in Beijing, a customer uses a self-check out machine to scan a code to pay for her purchases.

Click into some of China’s most popular apps these days and you’ll soon be drowning in adverts for loans.

“Borrow up to 200,000 yuan ($28,590) through Meituan’s special loan service with a daily interest rate of less than 0.02%”…. “Important reminder! The interest rate on a Didi loan is lower than what you’re paying on your credit card payments. Click here for more …”

版面编辑:喻竹杨洋
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