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Cover Story: Where Best to Invest in China’s Low-Interest-Rate Era

By Ding Feng, Liu Ran, Wu Yujian, Quan Yue and Han Wei
2025年01月20日 08:00
Chinese investors navigating unchartered waters in search for decent returns in a time of low interest rates

When Li Zhen went to renew the 50,000 yuan ($6,824) she had locked into a 5-year fixed deposit back in 2020, she was taken aback by the bank’s latest offering. The interest rate for same term deposits at large state-owned banks had fallen to around 1.6%, a stark contrast to the 4.2% she had earned five years ago.

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