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In Depth: Byzantine Billing System Holds Back Chinese Hospitals’ Embrace of Private Insurance

By Zhou Xinda
2025年12月05日 18:46
Squeezed by state budget cuts, many public health care institutions are finally accepting commercial medical insurance. However, payments have proven to be a problem
Squeezed by state budget cuts, many public health care institutions are finally accepting commercial medical insurance.

In late October, the air in Beijing had already turned crisp, but inside Peking Union Medical College Hospital’s international department, the atmosphere was bustling. According to patients at the hospital, there was a sense that the demographic covered by high-end commercial health insurance has expanded in recent years.

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