China’s credit card industry is confronting an uncomfortable reality: after decades of rapid expansion, the business is shrinking, bad debts are rising and younger consumers are increasingly turning elsewhere for credit.
- 英文报道
- 财新周刊｜信用卡低潮
Analysis: As Card Use Fades, Banks Rethink a Finance Staple for Chinese Consumers
2026年06月04日 18:25
Falling credit card issuance, rising bad loans and competition from online credit products are forcing lenders to overhaul a business that has struggled to attract younger consumers
![]()
- Falling credit card issuance, rising bad loans and competition from online credit products are forcing lenders to overhaul a business that has struggled to attract younger consumers.
[财新双语通产品，是为有双语需求读者专门订制的优惠产品， 按此可享超值优惠订阅。]
版面编辑：喻竹杨洋
图片推荐
编辑推荐
最新文章
- 15:016月70城新房价格环比上涨城市增至20个 二手房继续以价换量
- 14:2275岁正部级蔡赴朝落马 曾任多部京戏编剧
- 14:151—6月投资同比降幅扩大至5.7% 基建投资增速年内首次转负
- 13:33长鑫科技发行在即 谁在大赚特赚？
- 12:48英阿大战前夕
- 12:306月工业增加值同比加速至5.3% 新动能行业是主要引擎
- 12:26上半年居民人均可支配收入同比增速加快 消费意愿仍偏低
- 11:396月社会消费品零售总额同比增速超预期转正 哪些因素带动？
- 11:24能源内参｜美军将恢复对伊朗海上封锁；6月中国原油进口大降四成 创近十年月度新低
- 11:09无偿接受高档服装和高端医疗服务 女高官乌兰将受审
京公网安备 11010502034662号 
